3d pension pillar

Save up for your old age in III Pillar pension - it is profitable!

III Pillar pension or investing in pension plans is a chance for voluntary savings for your old age in addition to the state ensured pension capital.

The amount and frequency of payments is not limited;
Choice to invest in one or both Luminor pension plans;
Chance to return income tax for the payments, which do not exceed 10% of the annual gross salary;
Chance to receive the saved funds upon reaching the age of 55;
Capital saved up in III Pillar pension may be inherited.

To save up in Luminor pension fund:

Apply for III Pillar pension;
Execute the transfer to the account mentioned in the Agreement, indicate your individual participation number;
Apply for a regular payment not to forget to execute payments for your pension.

Luminor Pension Plans

Luminor Progressive pension plan

Up to 75% of the funds are invested in company shares and other similar investment types. The remaining funds are invested in financial instruments with a fixed profit - bonds or deposits in credit institutions. This pension plan investment strategy is suitable for you if you expect high capital profit and you can handle considerable variations of the capital. It is intended for customers, who plan to withdraw the money no sooner than after 10 years.

Luminor Balanced pension plan

Up to 25% of the funds are invested in company shares and other similar investment types. The remaining funds are invested in financial instruments with a fixed profit - bonds or deposits in credit institutions. This is a recommended pension plan investment strategy. It is intended for customers, who plan to withdraw the money after 3 to 10 years.